Should You Plan for Long-Term Care?
We get it; adulting is hard. Taxes, spreadsheets, insurance, retirement, stocks, bonds, good arch support. We know there’s a lot coming at you when you age. So why add another thing to your list of things that could go wrong? Well, planning for long-term care (should you need it) is about planning to make your golden years go the way you want them to. It’s kind of like planning for vacation. You don’t want to get to Disney World and realize all the rooms are full or they’re out of Mickey Mouse waffles. If you plan ahead, and call to make sure there’s a room with your name on it, you’ll be much happier. Stay with us …
So what is long-term care? In a nutshell, long-term care encompasses any sort of help you may require if you are unable to live completely independently. If you’ve ever had surgery and had to sit on the couch recovering, you’ve experienced the need for some form of care. You likely needed help with grocery shopping, meal-making, and household chores. As we age, the need for this type of care naturally increases. So you might as well plan ahead and get what you want!
Long-term care planning includes:
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